Login to NMLS
Skip Navigation Links
State Licensing Requirements
Multistate MSB Licensing Agreement Program
Common Requirements
Annual Renewal
Advance Change Notice
ESB for Licenses
Financial Statements
Professional Standards
Mortgage Call Report
Money Services Businesses Call Report
Surety Bonds
Temporary Authority to Operate
Uniform Authorized Agent Reporting
Resources & Support
Quick Guides - Company
Quick Guides - Individual
Report Samples
NMLS Call Center Information
Account Administration
Policy/Help Documents
NMLS Password
Company/Institution Renewal Status Request
Individual Renewal Status Request
Company/Institution Email Change Request
Company/Institution Password Reset Request
Individual Password Reset Request
Individual Email Change Request
NMLS Expanded Industries

 Mortgage Call Report

​​​Getting Started

1. Am I required to submit a Mortgage Call Report (MCR) through NMLS?

Companies that hold a state license or state registration through NMLS will be required to complete an MCR. Review the State MCR Requirements Chart for state-specific details.

Fannie Mae and Freddie Mac Seller/Servicers or Ginnie Mae Issuers must submit an Expanded MCR. Companies should complete either the Expanded or Standard MCR, not both for any period.

2. What do I have to submit in the MCR?

The MCR contains two components:

  • Residential Mortgage Loan Activity (RMLA) – This component collects application, closed loan, individual mortgage loan originator (MLO), Line of Credit, servicing, and repurchase information by state
  • Financial Condition (FC) – This component collects financial information at the company level; it does not have to be completed for each state

3. When does the MCR need to be submitted?

  • RMLA – Due quarterly, within 45 days of the end of the calendar quarter
    • Q1 data (January 1 - March 31) is due May 15
    • Q2 data (April 1 - June 30) is due August 14
    • Q3 data (July 1 - September 30) is due November 14
    • Q4 data (October 1 - December 31) is due February 14
  • FC for standard filers – Due annually, within 90 days of your company’s Fiscal Year End as reported in the Company (MU1) Form
  • FC for expanded filers – Due quarterly at the same time as the RMLA

4. How do I get prepared?

Download an MCR Sample and the Field Definitions to review all of the fields required in the RMLA and FC components of the MCR. The practice worksheet has been designed to help you prepare and complete your quarterly MCR filings.

Important Information on Upcoming Changes to the MCR

Revisions to the MCR were proposed during the public comment process for Pro​posal 2018-1. Once implemented, the revised MCR will no longer have separate standard and expanded forms. All MCR filers will use the same form, Form Version 6 (FV6).

When filling out the new form, the system will present the user with only the MCR sections relevant to their company's indicated business activities. To see which sections correspond to which business activities, please see this MCR business activity mapping table.

The definitions and instructions for FV6, as well as a sample form, are included below.



Standard Form Version 5 (FV5) -

For use in completing an initial standard MCR filing on or after April 1, 2016 

Expanded Form Version 5 (FV5) -

For use in completing an initial expanded MCR filing on or after April 1, 2016 


​Form Version 6 (FV6) -

For future use in completing an initial MCR filing, date to be announced​ 

MCR Sample PDF | ExcelPDF | ExcelPDF | Excel
MCR Definitions PDFPDF​PDF
Practice Worksheet Practice Worksheet

MLO Upload Specification and Sample -

MLO loan activity data can be entered manually or uploaded using a CSV file.


MLO Upload Specifications and Sample - (FV5)

​Loans Serviced Upload Specifications ​​Loan Serviced Upload Specification and Sample - (FV5)


Sample MCR filings by business model:

5. How do I Submit the MCR?

The MCR must be submitted under the Filing Tab in NMLS. The guides in the resources section on the top right of this page will walk you through creating and completing the MCR through NMLS.



©2022 SRR LLC       Terms of Use  |  Privacy Notice  |  SRR Home